Deductible
It is the amount of money you have to pay in addition to your premium each year before your dental plan pays for you. This is similar to your car insurance. For example, if you have a deductible of $50 per year for your dental plan, and assuming that your insurance will cover 100% of your dental checkup and cleaning, and the bill you get from that appointment is $250, your insurance company will pay you only $200 for that appointment because of the $50 deductible on your plan. But if you have to go back to your dentist for a filling within that same year, your insurance will pay whatever is covered without deducting $50 again. In other words, deductible in your dental plan will only apply once a year.








